EMPLOYEE WELLNESS
DEATH BENEFITS
LIFE COVER
The Life insurance is an employee death benefit. This can be calculated using:
A multiple of salary, or
A formula, or
A fixed cover amount
ACCIDENTAL DEATH
Pays a lump sum if the employee passes away following an event such as a car accident or violent crime.
EDUCATION BENEFIT
This benefit gives your employees peace of mind that if they pass away, their children will continue to get the education they need. When an employee passes away, this benefit covers tuition from school to university.
FLEXIBLE COVER
You will choose the default multiple for the lump sum death benefit. This benefit provides flexible cover, allowing employees to decide if they want to increase or decrease their level of cover.
SPOUSE DEATH BENEFIT
This benefit pays a lump sum to the employee to help them financially when their spouse passes away.
SPOUSE AND CHILDREN PENSION BENEFIT
You will choose the default multiple for the lump sum death benefit. This benefit provides flexible cover, allowing employees to decide if they want to increase or decrease their level of cover.
DISABILITY BENEFITS
We pride our selves on working with claimants to give them a quality outcome in a timely manner and we genuinely care for your well-being.
INCOME DISABILITY
Pays a monthly amount to the disabled employee. This creates some financial stability for them and their family, which is essential while they are unable to work or earn an income.
LUMP SUM DISABILITY
Pays a lump sum when an employee is totally and permanently disabled.
TEMPORARY INCOME DISABILITY
Pays a monthly income to a disabled employee for a specified number of months. It provides a short-term solution for employees who are unable to work, by replacing a portion of their income for a limited period.
SEVERE ILLNESS BENEFIT
Being diagnosed with a critical illness often means numerous additional expenses and lifestyle adjustments. This is in addition to the employee potentially losing their income. We help your employees to cover potentially overwhelming expenses and make lifestyle adjustments that may be necessary to cope with a critical illness.
This benefit pays a lump sum when the employee is diagnosed with or suffers from one of the conditions that we cover. The employee can use this amount for anything from additional childcare costs, to alternative transport for the family.
OUR FUNERAL BENEFIT
FAMILY FUNERAL COVER
Funeral cover for the employee, his/her qualifying spouse/s, and his/her qualifying children.
MEMBER ASSIST
Trauma Assault and HIV Counseling. Emergency medical advice and evacuation to the nearest medical facility
FREE FINANCIAL EDUCATION
Identifying financial risks whilst improving their understanding of financial products so they can make informed decisions.
TRAVEL PLATFORM
Travel discounts for members that book their travel on JustGo travel platform.